[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.transalp.cz\/cesi-vice-spori-a-o-sporeni-se-zajimaji\/#Article","mainEntityOfPage":"https:\/\/www.transalp.cz\/cesi-vice-spori-a-o-sporeni-se-zajimaji\/","headline":"\u010ce\u0161i v\u00edce spo\u0159\u00ed a o spo\u0159en\u00ed se zaj\u00edmaj\u00ed","name":"\u010ce\u0161i v\u00edce spo\u0159\u00ed a o spo\u0159en\u00ed se zaj\u00edmaj\u00ed","description":"Dle nejnov\u011bj\u0161\u00edch pr\u016fzkum\u016f se st\u00e1le velice dob\u0159e da\u0159\u00ed stavebn\u00edmu spo\u0159en\u00ed, zved\u00e1 se ale i z\u00e1jem o dopl\u0148kov\u00e9 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. Zalo\u017een\u00ed spo\u0159ic\u00edch \u00fa\u010dt\u016f podporuje hlavn\u011b o\u010dek\u00e1van\u00fd r\u016fst \u00farokov\u00fdch sazeb. Po letech, kdy p\u0159eva\u017eoval sp\u00ed\u0161e z\u00e1jem o \u00fav\u011bry, se tak lid\u00e9 vrac\u00ed k \u00faspor\u00e1m. To dokl\u00e1d\u00e1 n\u00e1r\u016fst po\u010dtu nov\u011b uzav\u0159en\u00fdch smluv. Dle Barometru obliby spo\u0159en\u00ed, kdy na […]","datePublished":"2025-02-24","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.transalp.cz\/author\/#Person","name":"transalp.cz\n","url":"https:\/\/www.transalp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/831abbcc684823965c5caa39ae4561083127c8aedfe9e524c6cecc176998c733?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"transalp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.transalp.cz\/wp-content\/uploads\/img_a310604_w2083_t1521575975.jpg","url":"https:\/\/www.transalp.cz\/wp-content\/uploads\/img_a310604_w2083_t1521575975.jpg","height":0,"width":0},"url":"https:\/\/www.transalp.cz\/cesi-vice-spori-a-o-sporeni-se-zajimaji\/","about":["Pen\u00edze"],"wordCount":409,"articleBody":"Dle nejnov\u011bj\u0161\u00edch pr\u016fzkum\u016f se st\u00e1le velice dob\u0159e da\u0159\u00ed stavebn\u00edmu spo\u0159en\u00ed, zved\u00e1 se ale i z\u00e1jem o dopl\u0148kov\u00e9 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. Zalo\u017een\u00ed spo\u0159ic\u00edch \u00fa\u010dt\u016f podporuje hlavn\u011b o\u010dek\u00e1van\u00fd r\u016fst \u00farokov\u00fdch sazeb. Po letech, kdy p\u0159eva\u017eoval sp\u00ed\u0161e z\u00e1jem o \u00fav\u011bry, se tak lid\u00e9 vrac\u00ed k \u00faspor\u00e1m. To dokl\u00e1d\u00e1 n\u00e1r\u016fst po\u010dtu nov\u011b uzav\u0159en\u00fdch smluv.Dle Barometru obliby spo\u0159en\u00ed, kdy na dotaz kter\u00e9 ze spo\u0159en\u00ed bez ohledu na to, zda n\u011bjak\u00e9 maj\u00ed, pova\u017euj\u00ed lid\u00e9 za obzvl\u00e1\u0161t\u011b zaj\u00edmav\u00e9, se v\u011bt\u0161ina vyj\u00e1d\u0159ila pro stavebn\u00ed spo\u0159en\u00ed, n\u00e1sledovan\u00e9 pr\u00e1v\u011b zm\u00edn\u011bn\u00fdm dopl\u0148kov\u00fdm penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00edm a na pomysln\u00e9 t\u0159et\u00ed p\u0159\u00ed\u010dce se um\u00edstily drah\u00e9 kovy. Jde o \u00fadaje za 1. \u010dtvrtlet\u00ed roku 2018.\tStavebn\u00ed spo\u0159en\u00ed je po\u0159\u00e1d tah\u00e1kemStavebn\u00ed spo\u0159en\u00ed je mezi lidmi po\u0159\u00e1d obl\u00edben\u00e9. V\u00fdhodou je v\u00fdhodn\u00e9 zhodnocen\u00ed vlo\u017een\u00fdch pen\u011bz. B\u011bhem ledna leto\u0161n\u00edho roku sjednaly poji\u0161\u0165ovny p\u0159es 42 tis\u00edc nov\u00fdch smluv, co\u017e je v\u00a0meziro\u010dn\u00edm porovn\u00e1n\u00ed skoro o polovinu v\u00edce! Stavebn\u00ed spo\u0159en\u00ed je v\u00fdhodn\u00e9 zejm\u00e9na kv\u016fli zhodnocen\u00ed pen\u011bz, ale i d\u00edky mo\u017enosti financov\u00e1n\u00ed bydlen\u00ed \u00fav\u011brem ze stavebn\u00edho spo\u0159en\u00ed. St\u00e1le tak jde patrn\u011b o nejv\u00fdhodn\u011bj\u0161\u00ed mo\u017enost financov\u00e1n\u00ed bydlen\u00ed. Na internetu si v\u0161e snadno m\u016f\u017eete spo\u010d\u00edtat v\u00a0online kalkula\u010dk\u00e1ch.\tObl\u00edbenost jednotliv\u00fdch spo\u0159en\u00edZde se m\u016f\u017eeme pod\u00edvat na jednotliv\u00e9 druhy spo\u0159en\u00ed \u010di investov\u00e1n\u00ed, o kter\u00e9 by \u010ce\u0161i v\u00a0sou\u010dasn\u00e9 dob\u011b m\u011bli nejv\u011bt\u0161\u00ed z\u00e1jem:\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Stavebn\u00ed spo\u0159en\u00ed \u2013 56%\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u017divotn\u00ed poji\u0161t\u011bn\u00ed \u2013 38%\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Spo\u0159ic\u00ed konto \u2013 45%\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Drah\u00e9 kovy \u2013 47%\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pod\u00edlov\u00e9 fondy \u2013 35%\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed \u2013 52%Oproti p\u0159edchoz\u00edmu \u010dtvrtlet\u00ed si polep\u0161ilo tak\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed, a to konkr\u00e9tn\u011b o 4 procentn\u00ed body. Zlep\u0161en\u00ed zaznamenaly i pod\u00edlov\u00e9 fondy \u2013 o 2 procentn\u00ed body. \u017divotn\u00ed poji\u0161t\u011bn\u00ed hl\u00e1s\u00ed n\u00e1r\u016fst o 4 procenta.Naopak z\u00e1jem klesl o akcie a obligace. Obl\u00edbenosti se net\u011b\u0161\u00ed ani tzv. spo\u0159en\u00ed \u201edo matrace\u201c, kde sv\u016fj z\u00e1jem projevilo zhruba n\u011bco p\u0159es 20% dot\u00e1zan\u00fdch. Term\u00ednovan\u00e9 vklady jsou na tom podobn\u011b.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010ce\u0161i v\u00edce spo\u0159\u00ed a o spo\u0159en\u00ed se zaj\u00edmaj\u00ed","item":"https:\/\/www.transalp.cz\/cesi-vice-spori-a-o-sporeni-se-zajimaji\/#breadcrumbitem"}]}]